Tag: Homeowners insurance

Understanding Special Investigation Unit (SIU) Teams in Homeowners Insurance Claims

When you file a homeowners insurance claim, you’re usually dealing with damage or loss to your property, hoping for a swift and fair resolution from your insurance company. However, not all claims proceed directly to settlement. Some enter a more complex phase of scrutiny, particularly when they’re referred to the Special Investigation Unit (SIU) of […]

Understanding Special Investigation Unit (SIU) Teams in Homeowners Insurance Claims
Navigating Stolen Property Claims Without Receipts

Navigating Stolen Property Claims Without Receipts

Dealing with the theft of personal property is a distressing experience, made all the more challenging when it comes to filing an insurance claim without the possession of receipts. Many policyholders believe that without receipts, their chances of a successful claim are slim to none. However, the insurance claims process is not as black-and-white as […]

Navigating the Maze of Insurance Company Delay Tactics

Welcome to a critical discussion that impacts every policyholder who’s ever faced the daunting world of insurance claims. At Insurance Claim Hero, we’ve seen firsthand the frustration and helplessness that comes from dealing with insurance company delay tactics. These aren’t just minor hiccups in the process; they’re significant roadblocks that can leave policyholders stranded when […]

Navigating the Maze of Insurance Company Delay Tactics
Texas Supreme Court Case Rodriguez v. Safeco: Far-Reaching Implications for Property-Damage Insurance Claims

Texas Supreme Court Case Rodriguez v. Safeco: Far-Reaching Implications for Property-Damage Insurance Claims

In the case of Rodriguez v. Safeco Ins. Co. of Indiana, the Texas Supreme Court recently heard oral arguments on a certified question that has far-reaching implications for property-damage insurance claims in Texas. The central issue revolves around whether attorneys can get paid on such claims and the interpretation of the 2017 Texas Prompt Payment […]

From Community Roots to Corporate Suits: The Evolution of Insurance in America

From Community Roots to Corporate Suits: The Evolution of Insurance in America

The story of insurance in America is a fascinating journey that spans over centuries, evolving from a community-centered initiative to a vast corporate industry. This transformation mirrors the broader shifts in American society and economy, reflecting changing attitudes towards risk, community, and profit. At the heart of this historical narrative is a story of innovation, […]

Decoding Xactimate Estimates with ChatGPT: Empowering Homeowners in the Insurance Claims Process

Decoding Xactimate Estimates with ChatGPT: Empowering Homeowners in the Insurance Claims Process

When faced with property damage and the need to file an insurance claim, homeowners often encounter a significant roadblock: understanding the Xactimate estimate provided by their insurance company. Xactimate is a widely used software in the insurance industry for creating property damage estimates, but its complexity can be challenging for homeowners to navigate. Fortunately, ChatGPT, […]

Takeaways from Forbes’ “Claim Mistakes That Could Cost You”

Filing a homeowners insurance claim can feel like stepping into a labyrinth of legal jargon and complex procedures, especially when you’re grappling with the aftermath of property damage. Despite the vital role insurance plays in safeguarding your home and finances, many homeowners find themselves woefully unprepared when it comes to understanding their policy. In fact, […]

Takeaways from Forbes’ “Claim Mistakes That Could Cost You”
Xactimate Software 101: How It Could Affect Your Homeowners Insurance Claim

Xactimate Software 101: How It Could Affect Your Homeowners Insurance Claim

Xactimate isn’t just another software; it’s the backbone of property damage estimation utilized by insurance giants, contractors, and public adjusters. This industry-leading platform boasts a robust database, continually updated to reflect the ever-evolving market dynamics. But beneath its veneer of efficiency lies a system that might not always align with homeowners’ best interests. In this […]