What is a Public Adjuster?

Homeowners Property Insurance Claims Recovery Process

Our licensed public adjusters are fluent in all aspects of homeowners insurance policies. We work with you throughout the insurance claims process.

Step 1: Ensure the Safety of Your Family

When disaster strikes, your priority is making sure your family is safe.

Step 2: Contact a Public Adjuster

Our team will meet with you at your convenience.

Step 3: Thorough Review of Your Policy

We conduct a comprehensive review of your policy, noting any restrictions, coinsurance requirements, limitations, endorsements, and options. We also review the damaged property.

Step 4: We Take Care of All Insurance-Related Needs

We will:
- Meet with the insurance company personnel at the loss location.
- Investigate, document, and estimate the damage to your property.
- Come to an agreement on the scope of damages (what should be repaired versus replaced).
- Prepare a detailed inventory of personal property damaged and destroyed.

Step 5: Negotiations & Final Settlement

We negotiate a fair and just settlement, accurately considering all damages.

Step 6: Restoration? Reconstruction? Relocation?

We negotiate with the insurance company to ensure that you can achieve your specific goals, whether restoring or rebuilding your property, or relocating.