texas hail insurance claim

The unforgiving Texas sun isn’t the only worry for homeowners. Powerful hailstorms can wreak havoc, damaging roofs, siding, and windows. But what happens when you file an insurance claim, only to have it denied or receive a lowball estimate that won’t even cover your deductible?

Unfortunately, some insurance companies resort to tactics to minimize payouts on hail damage claims. Here at Insurance Claim Hero, we’ve witnessed a rise in these tactics, including:

  • Lowball Estimates: Insurance companies might send out an adjuster who downplays the extent of the damage or uses outdated pricing to create an estimate far below the actual repair cost.
  • Technicality Denials: Your policy might have exclusions for specific hail sizes or types of damage. Insurers may meticulously examine these details to find loopholes and deny your claim.
  • Pre-Existing Wear and Tear Claims: Some companies might try to argue that pre-existing wear and tear caused the damage, not the hail.

Empower Yourself: What You Can Do

Don’t be discouraged! Here are some steps you can take to fight for the compensation you deserve:

  • Know Your Policy: Take time to thoroughly understand your homeowner’s insurance policy, specifically the coverage for hail damage and any exclusions.
  • Document Everything: Immediately after the storm, take detailed photos and videos of the damage. Gather weather reports and any other evidence that proves the hail event.
  • Don’t Settle: If you receive a lowball estimate or denial, don’t accept it at face value. Contact a public adjuster!

Why a Public Adjuster is Your Hail Damage Hero

A public adjuster is a licensed professional who works on your behalf to navigate the often-complicated insurance claim process. We can:

  • Expert Damage Assessment: Our experienced adjusters can thoroughly assess your hail damage and provide a fair estimate for repairs.
  • Insurance Negotiation Expertise: We have the knowledge and experience to negotiate with your insurance company on your behalf, ensuring you receive the compensation you’re entitled to under your policy.
  • Paperwork Relief: Public adjusters handle all the complex paperwork and communication with the insurance company, freeing you up to focus on repairs.

Don’t Let Hail Damage Devastate Your Wallet

Hail damage can be stressful, but you don’t have to go through the claims process alone. Here at [Your Public Adjusting Firm Name], we’re here to help Texas homeowners get the fair compensation they deserve. If you’ve experienced hail damage and are facing difficulties with your insurance company, contact us today for a free consultation. Remember, with hail season upon us, knowledge is power!


My insurance offered a low settlement for hail damage. What can I do?

Don’t accept the initial offer! Contact a public adjuster. We can reassess the damage and negotiate with your insurance for a fair payout.

The insurance company denied my hail claim. Is there anything I can do?

Yes. Review your policy carefully for exclusions. A public adjuster can help examine the denial and find potential ways to appeal the decision.

How does a public adjuster help with a hail damage claim?

We assess the damage, handle paperwork, and negotiate with your insurance company. Our goal is to secure the maximum compensation your policy allows.

Will my insurance premiums increase if I hire a public adjuster?

No. Public adjusters work on a contingency basis, meaning they get paid a percentage of your settlement. Your insurance rates won’t be affected.

What if I am unsure if the damage is severe enough to warrant a claim?

It’s always best to consult with a public adjuster for a professional assessment. Even seemingly minor hail damage can lead to costly problems down the road.

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