Type of Loss Archives

Texas Hailstorm Havoc: Fight Back Against Insurance Denials

March 28, 2024 Hail Insurance Claim Hero 0

The unforgiving Texas sun isn’t the only worry for homeowners. Powerful hailstorms can wreak havoc, damaging roofs, siding, and windows. But what happens when you file an insurance claim, only to have it denied or receive a lowball estimate that won’t even cover your deductible? Unfortunately, some insurance companies resort to tactics to minimize payouts […]

Texas Wildfires – Insurance Claims and Public Adjusters

March 11, 2024 Fire Insurance Claim Hero 0

The Texas Panhandle is grappling with the largest wildfire in its history, a disaster that has already claimed lives, homes, businesses, and thousands of cattle. As rain and snow bring a glimmer of hope for relief, the aftermath of these wildfires presents a significant challenge for homeowners and public adjusters alike. Understanding the extent of […]

Texas Wildfires – Insurance Claims and Public Adjusters

How to Successfully Navigate a Water Damage Claim Denial

March 7, 2024 Insurance Tips, Water Damage Insurance Claim Hero 0

Navigating the aftermath of water damage in your home can be a daunting ordeal. The process often involves detailed insurance claims, rigorous inspections, and, unfortunately, the potential for claim denials. Today, we’re delving into the perplexing world of water damage claims, a scenario that many homeowners find themselves in, through no fault of their own. […]

What Does “Sudden and Accidental Damage” Mean?

March 6, 2024 Insurance Policy, Insurance Tips, Mold, Water Damage Insurance Claim Hero 0

Have you ever wondered what ‘sudden and accidental damage’ actually means in your insurance policy? This term is crucial for homeowners, signaling the difference between covered damages and those you might need to pay for out-of-pocket. Today, we dive deep into this concept, clarifying its meaning and implications for your insurance claims. Understanding Sudden and […]

What Does “Sudden and Accidental Damage” Mean?

Allstate, State Farm, & Pilot Catastrophe Services

February 19, 2024 Allstate, State Farm, Water Damage Insurance Claim Hero 0

When I started dealing with my own personal burst pipe claim with Allstate, I quickly realized that I wasn’t actually speaking to any Allstate employees. I was talking to adjusters working with Pilot Catastrophe Services, a third party company that provides independent adjusters for insurance companies such as Allstate and State Farm. My experience in […]

Handling Mold Claims with your Insurance Company

February 9, 2024 Insurance Tips, Mold, Public Adjusters Insurance Claim Hero 1

In the complex world of insurance claims, understanding what is covered and what isn’t can often feel like navigating a maze. One area that frequently becomes a point of contention between policyholders and insurance companies is the coverage of mold damage. Insurance policies typically cover “sudden and accidental” losses, but when it comes to mold, […]

Handling Mold Claims with your Insurance Company

Navigating Stolen Property Claims Without Receipts

February 6, 2024 Insurance Policy, Insurance Tips, Stolen Property Insurance Claim Hero 0

Dealing with the theft of personal property is a distressing experience, made all the more challenging when it comes to filing an insurance claim without the possession of receipts. Many policyholders believe that without receipts, their chances of a successful claim are slim to none. However, the insurance claims process is not as black-and-white as […]

Navigating the Maze of Insurance Company Delay Tactics

February 6, 2024 Insurance Carriers, Insurance Policy, Public Adjusters, State Farm, Stolen Property, Texas Code of Insurance Insurance Claim Hero 4

Welcome to a critical discussion that impacts every policyholder who’s ever faced the daunting world of insurance claims. At Insurance Claim Hero, we’ve seen firsthand the frustration and helplessness that comes from dealing with insurance company delay tactics. These aren’t just minor hiccups in the process; they’re significant roadblocks that can leave policyholders stranded when […]

Navigating the Maze of Insurance Company Delay Tactics

Understanding and Managing Insurance Claims After Austin’s Record-Breaking September 2023 Hailstorm

January 19, 2024 Hail, Water Damage Insurance Claim Hero 2

A Historic Weather Event In September 2023, the Austin area and its surrounding regions, particularly Williamson and Travis counties, experienced a weather event of historic proportions. This severe thunderstorm unleashed hailstones the size of baseballs and softballs, a phenomenon rarely seen with such intensity and scale in this region. The sheer size and velocity of […]

How to Handle a High Water Mitigation Bill: Tips and Strategies

March 30, 2023 Flood, Type of Loss, Water Damage Insurance Claim Hero 1

Facing a high water mitigation bill can be overwhelming for homeowners, adding stress to an already challenging situation. Whether it’s unexpected costs or concerns about transparency, navigating through this process can be daunting. But fear not, as there are effective strategies to help you manage and address these issues. In this guide, we’ll explore actionable […]

How to Handle a High Water Mitigation Bill: Tips and Strategies

Top 5 Questions to Ask Your Insurance Company During a Water Damage Claim

Documenting Your Personal Property After a Fire

March 27, 2023 Fire, Insurance Tips, Type of Loss Insurance Claim Hero 1

If your home has been damaged by fire, one of the most important steps in the insurance claims process is documenting your personal property. This includes creating an inventory of your belongings, taking photos of the damage, and providing proof of ownership and value. By properly documenting your personal property, you can help maximize your […]

Documenting Your Personal Property After a Fire

Choosing the Right Water Mitigation Company

March 27, 2023 Hail, Insurance Tips, Type of Loss, Water Damage Insurance Claim Hero 1

When your home is affected by water damage, it’s important to act quickly to minimize the damage and prevent mold growth. One of the first steps in the water damage restoration process is to hire a reputable water mitigation company to assess the damage, remove standing water, and dry out your property. However, not all […]

Hail Damage: What to Do After a Hailstorm

March 27, 2023 Hail, Type of Loss Insurance Claim Hero 0

Hailstorms can do a number on your home, cracking windows, denting roofs, and messing up the siding. If you’ve just experienced hail damage, acting fast is key to keeping things from getting worse. This guide’s here to walk you through the steps to protect your property and smoothly navigate the insurance claims process. It’s all […]

Hail Damage: What to Do After a Hailstorm

Key Terms in the IICRC S500 and Understanding Water Categories

March 27, 2023 Type of Loss, Water Damage Insurance Claim Hero 1

The IICRC S500 stands as a cornerstone in the field of water damage restoration, offering a detailed framework for professionals to tackle water damage with precision and care. This guide not only sets the bar for restoration practices but also empowers property owners by demystifying the complexities of water damage restoration. Within its pages, the […]

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Category: Type of Loss